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Experian

2.0
37 complaints

Address

475 Anton Blvd. Costa Mesa, CA 92626

Customers report severe frustration with Experian's inability to provide accessible customer service, with extensive wait times and difficulty reaching live representatives. Major issues include problems managing credit freezes/unfreezes, unauthorized charges with difficult cancellation processes, and inaccurate credit reporting that impacts customers' financial decisions.

Generated 7 days ago

Common Issues

45% (17)
can't reachno live personimpossible to contact
25% (9)
freezeunfreezeunlock
20% (7)
cancelchargedrefund
15% (6)
wrong informationfraudincorrect score
10% (4)
rudeunprofessionalhateful attitude

Complaints

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Andrea Butler

Mar 6, 2023
0

I called and not only did it take almost 30 minutes t o get someone on the phone, you have to call several numbers!! There is even a dicussion forum on how to get a HUMAN on the phone!!! That says A LOT about your company because I called the other two and immediately got a person!!!!

when I finally did they were rude. I literally said "hold on let me make sure I got this right" and asked her the steps and she proceeding to say in a little hateful attitude, "did you not hear me?

" GET YOUR CUSTOMER SERVICE TOGETHER!!!!!

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Robert Zeidler

Aug 18, 2020
0

I worked with the Attorney Generals office of Arizona, and Verizon's executive offices. They found fraud and removed all derogatory from all credit reports, but Experian removed everything except the hard inquiry. Called their offices. Talked to an off shore representative and asked to be transferred to an onshore representative and was denied.

Offshore reps read off a script and don't understand concepts. Needless to say complaint was unresolved and had to go back to Verizon's Executive offices. Hopefully new leadership in this country will bring back offshore jobs and get rid of this offshore inefficiencies and quit wasting our time as consumers.

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Loretta catt

Aug 15, 2020
0

Repeated try to cancel freeze online and by phone failed you suck.

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Tracy Rodean

Aug 9, 2020
0

Experian, added an account with Sprint on my credit report on line which they did in November 2019. I have never had a Sprint account and I have never had them on my consumer credit reports from any of the credit bureaus except for Experian but on line only.

They took my ex spouse from September 2012 and added his business Sprint account as well as all of his addresses to my credit report on line only which is not legal. We were financially separate prior and during marriage.

In addition I was employed with a large insurance company from 2008 to 2013 and after that I worked for another employer. My ex spouse owned the home we lived in and nothing was ever joint. If Experian wants to operate as a law firm then I suggest they do that and do a better job of researching backgrounds because…

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bassem m btaddini

Aug 4, 2020
0

they are not truthful in sucking you in watch the fine line of trial period and they start charging you.

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Angela McDaniel

Jul 23, 2020
0

Checked my credit Called in regarding my Student loan - my account been forbearance since April , but Experian is still reporting as late since April which is affecting my credit , customer service was very rude and unprofessional not very helpful , even spoke an supervisor issue still not resolved contacting corporate office now

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Wanda F Watson

May 19, 2020
0

This is the second month that I have been trying to lift my freeze housing purposes with little to no response! I've sent 3 letters (priority/registered INCLUDING VERY SENSITIVE information each time with only 1 inaccurate reply that there was not freeze on my account. I have also make numerous automated inquiries and have been told to sent written information each time. I believe the wrong social security number is attached to my account. I have only 1 week left to confirm change in living arrangements. The leasing office has also attempted to assist me numerous times! PLEASE, I NEED ASSISTANCE!!!!!!!!!!!

I need for the freeze to be lifted on my account, need a PIN number assigned that I can utilize, and for Overture Buckhead South (GreyStar Management) to access my credit. PLEASE! PLEAE…

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Dawn Baldwin

Apr 23, 2020
0

I have a complaint against Experian With Better Business Bureau and I am going to sue you $45,000 for trying to steal money from me for the last 6 months on a stolen prepaid card by you you also are making accounts and people's names and buying things and we're getting the bill for it a judge and lawyer both will have the proof and you will all get locked up and lose your job I have asked you to stop you cannot unfreeze nobody's account no matter what if you do it's against the law and

you can be charged Better Business Bureau has tried to call you you're ignoring their calls for now the hire people is all of them are taking over and you are going to be written up and charged I'm done allowing you to keep doing this you do it 4 to 5 times a day quit it cuz every text I get or email I get…

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LISA

Apr 22, 2020
0

VERY POOR CUSTOMER SERVICE (HUNG UP ON OVER 10 TIMES!!!). DENIED BUSINESS CREDIT ALL OTHER CREDIT COMPANIES HAVE MY SCORE OVER 700'S I CAN NOT SEE MINE WITH EXPERIAN AND UNLESS I PAY WILL ONLY GET 7 TO 10 BUSINESS DAYS. WE SHOULD NOT BE TREATED THIS WAY!

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GG

Apr 6, 2020
0

impossible to reach anyone by phone. Impossible to do any changes online - keep getting message I need to write to unfreeze credit. I had a pin but now it's supposed to be a report number. This has been the most frustrating experience ever.

I don't trust this organization, the online help is non-existent, the phone numbers don't get you to the department you need, etc. Never, never want to deal with this company again. It is the very worst managed company ever.

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Dawn Baldwin

Apr 6, 2020
0

Experian wont stop unfreezing my account. I know that my freeze doesnt cost anything because i have friends who are not paying a dime. They are trearing me wrong because i turned them in to BBB for trying to get money from a stolen prepaid card. They are the ones.

A Judge & Attorney has sent them a letter. They wont listen.

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Shek Mark

Mar 22, 2020
0

Bought a Nissan Kicks last Sept. The dealer, Koeppel Nissan, didn't give me any papers, etc. for the 3-year finance plan when we left the dealership. Tried to contact the dealer, but got nowhere. Didn't know where to contact Nissan initially.

Then, I was contacted, and I talked to a Nissan NMAC person, and he started to straight it out for me, WITH NO PENALTY because of this fiasco. Think it was then the Koeppel Nissan owner who got involved also.

I paid the 3-4 months I was behind. I am not current. I filed a complaint on Experian's website, but they did nothing. So, my FICO score dropped from like 820 to 720. , which I believe it could be coming in the mail after I took the car out of the dealer's store.

Experian did nothing to correct their error.

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Charlene Paisley

Mar 2, 2020
0

I was attempting to look at my credit score. Experian says it would be free one time. I am trying to make sure that I am not going to be charged for this. Never gave them credit card or any information.

I cannot reach any live person to confirm this cancel process of what seems to be a free and month ????

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Michael Davis

Feb 17, 2020
0

someone get a hold of me ASAP!!! 10th I believe saying I have a record being a sexual predictor!!! WTF!!! Never!! You get that off that report as soon as you read this and wait for my call,IM FURIOIS!!!!! Who says you’d male to be looking into something like yjat without anyone’s permission because of you got info I promise you got wrong person and it’s going to cost you in court not to mention your looking at my newly set up IRA and

investments accounts,WTF does that have to do witb a credit reporting angency??? Your not to be in that that’s my personal business you have no reason To be there you only ate a credir reporting agency not Scotland Yard !!

If it has nothing to do with my credir stat the FUCK OUT!! I am on the hunt for an Attourney’s ASAP And if your violatibg my privacy…

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John Hassey

Jan 11, 2020
0

Requested that Experian unlock a credit freeze on my report so a future landlord may have access to it and was denied by their idiotic system. They requested that I mail in a letter along with a copy of my license.

This is beyond moronic especially since I provided information that only I know (security question answers). Horrible to deal with you people no matter what the occasion is.

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Allon Ameer Shabazz

Dec 12, 2019
0

I submitted information on 12-09-2019 and 11-26-2019 violated my civil rights. Even with clear evidence of fraud, they continue to report the wrong historical information. Filed a complaint with the NC Department of justice. Clearly shows the creditor lied on contract figures and gave a detailed letter from creditor being unlawful.

Experian refuses to follow the fair credit reporting act 1964,1970,2005.

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Eduardo J Sayers

Dec 8, 2019
0

2 month ago I was denied credit from TD bank reason was they received 660 credit score from Experian . Experian they delay to answer, telling me that need more information to be sure to known who I am.. Today I received a vague report with a lot of delay payments but not names of companies , If I present a complain they will contact their providers and if they answer they confirm delays information , will not erase or correct the report but

I do not known who is the provider neither the companies. I tried to contact them by e-mail to open account and submit complain answering all fields but they answer: can not proceed because information is not enough to known me , gave me a phone number that I called and

answering giving my SS# , name and more same thing they said can not process…

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cal orey

Sep 29, 2019
0

Someone froze my account. Ruining my credit, my life!!!! I posted on social media. I will continue until you contact me! This is not right!

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Abby Gill

Sep 10, 2019
0

Cannot contact a representative or anyone inside Experian regarding issue. I need to speak to someone urgently.

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Jolie filer

Aug 22, 2019
0

Trying to unlock freeze on my credit report in order to purchase a vehicle. Impossible to talk to a person and impossible to access the right thing to remove lock. Tried many times by phone in the web site nothing works.

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Sandra Percy

Aug 5, 2019
0

I have called 6 different numbers for Experian to CANCEL my subscription and I cannot get to a LIVE person. I have been on their website/phone for 2 hours to no avail. I tried twice to fill out a DISPUTE form to no avail.

Now I am mail my cancellation request to their TEXAS office.

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John Smith

Jun 27, 2019
0

For two months I have asked you to delete me rom your customer list. You still keep stealing from my credit card account. What part of this request do you not understand? Please do this now!

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Robert O'Brien

Jun 16, 2019
0

I wanted to get experian boost to use my electric, gas, and rent payments for helping with my credit score. I gave Experian my social security number, etc. No help was given on how to do this. Instead, they say they're going to give me my Experian credit score.

They don't even do that. " I never signed out, I never got an information, etc. Repeat the process over and over again with the same results. So, I gave up my personal information for what? What is Experian Boost but a ripoff?

How are you going to make things right?

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chimera Nelson

May 4, 2019
0

i did not authorize this transaction and I would like to have a refund put back on the card. She is not capable of managing her funds and sometimes she will get the card out of my wallet without my knowledge and do things with it and doesn't know what she's doing .

Her name is not on the card mine is. I want to cancel whatever she did and get the refund put back on the card. Her name is pamela Bailey. Thank You Chimera Nelson (daughter)

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Cindy OConnor

Apr 18, 2019
0

I have been trying to enroll in boost for over a month. They do not have my bank listed so I cannot join. I told them it was Palco Credit Union and they still have not added my bank so I can proceed.

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Yolanda Ritchley

Dec 24, 2018
0

I have written Experian 3 times now and still they have done nothing with each letter I wrote to them. I am trying to buy a home using my VA who requires all 3 Credit Bureaus Scores. I was able to get TransUnion Report and Score along with Equifax. In investigating myself and Mortgage Comp. I was told I have a Zero (0) for a score? I have done everything they asked me by contacting my Toyota Financial, Honda Financial along with 2 Chase Credit Cards AARP and my SouthWest Chase Credit Card along with USAA Credit Card and a Walmart Master Card.

Everyone of the folks I spoke to were nice telling me that every month one sends my report to the different Credit Bureaus including Experian. What I do not understand is Experian sister Bureaus TransUnion and Equifax have an updated Credit Report…

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Janet Stanko

Dec 21, 2018
0

They cannot seem to temporarily lift my credit freeze on the phone or onlne. They want me to mail alot of intormation.

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Mark Davies

Dec 7, 2018
0

You refused to grant me a freeze on my personal credit report because I couldn't answer when I had bought or leased a car in the 1980s. The rest of the questions were a snap. The one about the car must be designed to help deny such freezes.

BTW, I got a credit report a month ago with a score of 842. Not bad. I don't want anyone to access that information without my permission because too many banks and others want my business and send me junk mail and emails.

Get rid of that stupid car questions.

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Martha Elizabeth Bekken

Nov 27, 2018
0

The operator did not give me my order number. I suppose that it's not important but to me it is. I am a very organized person and wanted the order number for my records. Due to this I would give a rating of 0 stars.

I hope that my request to freeze my credit to prevent someone from opening a charge card in my name was honored. I am a victim of a scam attempt so I want to prevent this possibility. Martha Elizabeth Bekken

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Garry Davidson

Nov 10, 2018
0

I sent in the required documents to unlock my report, and they evidently did not receive the documents. I need my credit unlocked, and no live person to talk to. I answered all the security questions correctly, and they said I didn't. What a big mess! I've been trying to unlock my report for a month.

Garry 505-877-7912

Does anyone know how I can get a live person? I also entered the pin that I believe was issued to me, but that number isn't working either!

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sheree Moore

Nov 5, 2018
0

Experian took three weeks to close my membership account and in the meantime added another month to the services after I cancelled. This affected my credit score and they was unavailable to remove the charge and update my credit account with Merrick Bank. As a result my credit score has dropped almost 100 points.

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anthony r geonnotti

Oct 29, 2018
0

I recently went to lease a new Nissan maxima & they pulled a credit report on me & Experiian said I have a 702 credit rating. When I get my credit report from TD bank or Capitol One it shows 739 from Trans union & Experium which is only 2 pts higher than a year ago.

I almost didn't qualify for the lease. Why the discrepancy? & why in one year did my credit rating only go up 2 points? I paid off a couple of credit cards Including 2 American Express cards & don;t use them.

I paid off a Symphony Car Care credit card. from PeP Boys, & A venture0ne card from Capitol One. & cancelled it. I pay my AMX Gold card on time every month, which is approx $500/month as I've been doing for the past 51 years.

I payed of an approx. $7,000 car loan from Gateway One Lending & finance Co. 3 years ahead of time…

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Steven Taplin

Sep 6, 2018
0

Your automated phone system is malfunctioning. It will cut you off not allowing to input requested info. It will not allow you to request info or talk to a real person. Past emails requesting stating this and requesting a callback have be ignored.

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BRENTON KING

Jul 16, 2018
0

I need someone to get in touch with me as soon as possible. My account have been charged every month going back to 2011, that is as far as I can check . Experian had been debiting my account without authorization. Please contact me.

Brenton King 954-445-0560

Thank you.

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Michael DeMeo

Jun 11, 2018
0

You are charging me $21.95 please note that I had cancelled this account prior to your charge , also be advised that I paid $1.00 fee for access to my credit score . My card # is 4400 6652 4568 4616 Bank of America cash rewards . Please take me off your mailing list , I do not want any further solicitations from your company.

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Garth Warren

Jun 5, 2018
0

Called today to check and see if there was a freeze on my credit report that was preventing me from getting credit cards. Your rep Tay insisted I give my entire social security number over the phone in order to be serviced by him.

I had just gotten done calling the other two bureaus, and both required only the last four digits of the number be recited. Tay insisted that I wasn't dealing with them now and if I refused to give my entire social he would not help me.

I reluctantly provided the number, and added on the recording that it was being given under protest. In an age where everyone is trying to get our personal identification numbers, making it mandatory to recite the entire SSN over the phone is ridiculous.

Perhaps Tay would have had to enter my files through a different window,…

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Karen C. Pooler

Mar 1, 2018
0

I have been trying to cancel my membership for almost a week, before the trial membership is up, and, you bill me for a month. Why, can't you cancel my membership without potting me, on hold for 1-2 hrs? You have my information!

I have out going calls on my cell phone. Cancel my trial membership!

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David Boynton

Feb 23, 2018
0

I cancelled my membership in December 2016 and monthly payments are still be withdrawn. I tried using the main number but the message states there is a 2 hour delay. I waited on the phone the other day for an 1.5 hours with no response. I have been in touch with someone named Alicia on Facebook Messenger (from your company), and she confirmed I have no active account and that I must talk to a live representative. The number she provided to me says it is disconnected or out of service. At this point, I am requesting a live call from you to discuss this situation.

I look forward to your timely response.

David Boynton 401-741-5387 [email protected]

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Mary Rimmer

Jan 3, 2018
0

It almost impossible to get ahold of a live person to talk to ! This is very frustrating Also , many problems trying to access our account , or even set up a new one , if that one expired for some reason Been trying to get live help for two hours now Will definitely use a credit service with better customer service in the future

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Jo Sanborn

Sep 15, 2017
0

I attempted to do a security freeze online - 8:00 pm 9/13 and at 7:52 on9/14. 00. the charge showed up as an alert from chase visa. there should be no charge if I did not receive the service. 5 hours of wait time. 00. PLEASE RESPOND!

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David Adams

Nov 20, 2016
0

I cancelled my Experian subscription to this service prior to the cancellation deadline in writing as requested. By email and written letter. They still charged me for at least 2 months of additional service claiming that I did not cancel the service.

After providing the proof of written cancellation in writing again they continue to deny my refund for services after I cancelled the enrollment. This is a ploy to gain fees from consumers because they know we will not hire an attorney at a higher fee than the refund amount.

Never will I recommend Experian as a service or company!

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Robert P Soderberg

Aug 7, 2015
0

Legacy bank of Plano TX ordered a credit score from three companies including Experian. The credit score was fine but there was a social security number listed on the report that was neither mine nor my wife's so don't know if it was a typo or attempt at fraud.

It is curious that the last four digits were correct but just digits off in the rest of it. Tried to receive on line and by phone but was unable to resolve but offer other services for a fee that I do not want.

Very disappointed in the service! You can be sure I will be calling Experian customer complaints with my problems!

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Charlie D. Baines II

Apr 19, 2015
0

Experian continues to report negative information about my credit worthiness. I have complaint to their management on numerous occasions. But still, There is no charge from them. How can I file a complaint against Experian so other people know what they have done to me!

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Anonymous

Mar 16, 2015
0

Getting credit is always easy but to manage your credit limits should be always careful. I prefer to plan my financial things every often and I would like to know my affordability status for my future expenses. It's been difficult for me to sit and draw the tables and i expected some professional to help me out in this.

Experian helped me a lot to know my credit history, have a control on my financial situation, make informed financial decisions and also helped me to protect myself from identity theft. Thanks a lot Experian for making me understand my position and i would like to suggest you to have a word with Experian if you want to your credit affordability.