Navy Federal Customer Service
Rated 3 of 5 Stars
Based on 4 Complaints

Contact Navy Federal Corporate

Toll free phone number: 1-888-842-6328

Navy Federal Credit Union is the credit union for Department of Defense civil employees, members of all branches of military and their extended families. There are 223 locations and over 5 million members. Assets in 2015 were reported as over US 73 billion. Headquarters are near Vienna, Virginia.

Due to the nature of military personnel in every time zone you will find these three contact centers opened 24/7: Vienna, VA, Winchester, VA and Pensacola, FL. If you have a problem with service, call 1-888-842-6328. Find contact phone numbers here. If you would like to send a postal correspondence to CEO Cutler Dawson, address your envelope with Navy Federal, P.O. Box 3000, Merrifield, VA 22119-3000.

Founded in 1933 Navy Federal has consistently ranked in the Fortune 500 Best Places to Work List. Social presence may be found on Facebook, LinkedIn and Twitter.

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Navy Federal Contact Information

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  • Navy Federal headquarters address

    • 820 Follin Lane
    • Vienna
    • VA 22180
  • Company website

  • 1-800 phone number

  • Better Business Bureau rating


  • Customer service hours

    24 hours a day

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Top Navy Federal Complaints

Browse more than 4 reviews submitted so far


My complaint in detail is that I recently had exempt funds $2840.00 taken from my account and disbursed to Child Support in Fresno Ca. I contacted Navy Federal to ask about a hold that was placed on my account. The complaint was investigated by a Navy Federal employee, in which they noted that it was funds deposited by Department of Education (FASFA). Federal Student Aid cannot be garnished for child support. Per Federal Policy. I have paperwork to prove my complaint is valid. I've spoke with some last week but they blew me off. Thank you.


Have banked with Wells Fargo since 2004 (about 12 years). Before that I was at Navy Federal and had a great experience. Now I am learning I should have gone back. Have had checking, savings, credit card and auto loan. Never had any real issues until recently when I decided to pay off my auto loan in full. Went into the branch and was told I actually owed almost another thousand dollars in late fees on top of my principle balance; $861 to be exact.

They said its 22 months worth of late fees that I was never aware of. My credit is still great as I have never been 30 days late. Back in 2015 I had called customer service to set up automatic payments on my car loan. Month went by and it did not auto withdraw as I was told was all good to go.

Called them and they said that it would be next billing cycle. Still hadn't automatically withdrew. So from there on out I just paid it every month on the 6th when payday occurs and bill due date is 16th. So I was paying almost 10 days early right? Wrong. Ever since I tried setting up automatic payments it ended up starting the cycle of about 20 days past due which accrues a $39 late fee, but does not count towards a 30 day lateness on your credit. So for almost 2 years I've been paying and accruing all these late charges. Asked why I wasn't called and was told I was placed on the do not dial list.

Never did I want that. Never did I receive a phone call about lateness nor an email stating I was late. Finally they agreed to take off two late charges equalling $78. Are you kidding me out of $861. Then called and complained that it was totally unacceptable and they approved $250 to be taken off.

Now it sits with the executive complaints department. Little do they know I have a screenshot of 2 checking accounts opened without my consent and a phone bill with my call to wells fargo in 2015 to set up automatic payments. If they do not take care of this issue I will be taking this to the next step legally and dropping all of my accounts and going back to Navy Federal.


Great bank, no complaints about Navy Federal. But I wish they were open to the general public. We all deserve the same service.


Being a Naval official, I will be full time busy on port for all emergencies. I found it difficult to do my online financial transactions to support my family when I am away from home. My department has come out with an absolute solution for all the employees suggesting banking with Navy Federal Credit Union. Hats off to the absolute services and wonderful products made available for my monetary transactions and savings.

Navy Federal Credit Union is set up exclusively for Naval forces, Marine Corps, Army, Coastal Guards and DoDs. I have created my own online account to complete my tasks wherever i go. Free education seminars from Navy Federal Credit Union helped me in understanding the topic like house buying, retirement savings, business services etc.,. If you are in the above category, then i suggest you to avail the benefits of Navy Federal Credit Union right away.

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