Wells Fargo Complaints Continued... (Page 7)319+ reviews added so far. Upset? Call Wells Fargo corporate: 866-878-5865
Me and my wife currenty have a mortgage in good standing through Wells Fargo. We had recieved numerous solicitations by phone from WF to refinance. Finally I decided to talk to them and see what it was all about. They said because I was a current customer in good standing, I qualified for a lower interest refinance at no cost to me. They sent me the informatin; we reviewed it and decided it was a good choice for us. I talked to the Wells Fargo loan processor to get things started he entered everything and said someone would be in touch.
2 days later a girl from the Charlotte office of Wells Fargo called and said she needed more information about my employment. 4 years ago, I became self employed as a consulting engineer providing estimating and project management services to construction companies. I explained this to her and she said she could not verify that. I offered to send in previous years tax returns which contain a Schedule C for self employed. She said that was not good enough. I needed to have a website or advertise in some way. She said I needed to be registered with the state as a business.
NOT IN PENNNSYLVANIA YOU SIMPLE BI&#H. I don’t advertise because I work for a select group of companies in Pittsburgh. This is crazy especially since I currently have a mortgage with them. I wish there was someone at Wells Fargo that could help? But I have been told I am out of luck.
ive been with wells fargo an its has been a headache. they have contacted family memebers about my account they call them non-stop. they keep sending letters to everyones house even those who are family by marriage. i have told them over and over againg that the car is not working and im will to settle to pay off the loan. the car is a 2002 i have had it for 6 years and they are saying i still owe 10,000 on the car. they even call on holidays they call my grandmother cell phone… she paid her car payment aslo an they tried to make her pay mine to because we share the same address. wells fargo is bad at doing business and understanding there customer i will never tell anymore to use them ever.
Please tell me HOW this is acceptable business practice. I am a 53 year old woman that has worked for Chrysler Dealerships over the last 5 years in sales and unfortunately am in the court process of losing my home to Wells Fargo. After several unsuccessful “modification” attempts. In fact Wells Fargo told me my life circumstances has no bearings what so ever on my loan. They also asked me what my solution would be in a perfect world and when I told them a realistic plan and solution for my situation they laughed and said well it’s not a perfect world and that is NOT going to happen!
Wells Fargo plays really nasty emotional games and losing everything is emotional enough. They finally after months stopped calling me and just over the last five days (I have a court hearing coming up in a week) they start calling again out of the blue. I mentioned to them today that I was going to record the conversation and they informed me they can no longer speak to me. The Wells Fargo representive told me they have a staff that edits their recordings and takes out things as protection and if I record a conversation they do not have access to edit my recordings!
Does anyone realize this is the type of help Wells Fargo is giving the public?
Dear Wells Fargo Representative, I am not a wells Fargo Customer. Yesterday, I stopped by Wells Fargo (Huntington Beach ) Golden West and Bolsa Ave to cash a check. After about 15 minutes talking to the bank representative (Paul Gaurodo) I am not sure about his last name anyway after he got my fingerprints, all my IDs , and wrote all the information on the check ..he told me since I am not a wells fargo customer he can’t cash the check for me …it’s OK no big deal – I just needed the cash at that time I deposited the check into my bank account today ..he did not even apologize for that …but’ it’s ok …I think I will never be a wells Fargo Customer. Thank you for the great customer service!
I have a car that was purchased new in 2005. I financed with Wells Fargo Auto Finance. They gave me a 72 month loan with 18% interest. If you do the math… you will see I signed up for a loan that would make them a ton of money. I am a teacher. Recently teachers had a huge layoff in Georgia and now I am unemployed. Although I have struggled in the past, this is like nothing I have ever been through. I have continued to pay Wells Fargo for the car. I have gotten behind on payments but no more than 60 days. When I asked for an extension they denied it.
When I asked for any program or solution, they had none. When I asked to change the due date, they denied it. I make monthly payments but it takes two unemployment checks to make One payment. I now receive over 8 phone calls a day, every day beginning at 8am and going to 9pm. They are rude when I answer and try to reason with them that I can’t dream up new money. I told them I have no intention of just letting the car go back and will continue to do the best I can. They threaten repo in every phone call.
Once they told me I COULDN’T make a payment unless I made TWO. They have told me “You need to stop playing GAMES.” They have suggested I get my CHURCH to pay my car payment. They have yelled at me. They have told me that I am irresponsible and that I am just plain avoiding my debts. Does anyone have a class action suit against them for unfair debt collections?
Have had multiple Mortgages with Wells Fargo Bank and the Wells Fargo Financial Division for Refinancing and also Wells Fargo Mortgage. We have NEVER in over 30 years been late with ANY payment to them and often have paid ahead or made larger payments. I am alone now and have become so ill that I was hospitalized for months. During that time I made payments, however I was told by 5 Doctors that there is no possible way for me to continue to work. I called Wells Fargo Bank and got in touch with the Wells Fargo Mortgage Division but they were of NO HELP.
From May of 2008 at the beginning on the housing bust, I owned the property. After failed attempts to sell the property during this time, I requested of Wells Fargo a loan modification and entered a process of several months of filing paper documents, extensive phone calls and a great deal of incompetence given that the bank employees often gave very contradictory information regarding the modification. I asked the Wells Fargo rep what I need to do to bring the loan current. I then proceeded to look for another tenant only to find out that Wells Fargo had still placed the loan in foreclosure status and used a portion of the my money to pay internal attorney fees which I had no knowledge of.
Don’t waste your time with Wells Fargo. I wonder where they get those people, like winners of a contest “worst spelling and communication in the class, the best slacker of the year”… Customers at least deserve to deal with somebody who’s able to build grammatically correct sentences, and also finish them. We applied for a loan pre-approval in the end of September 2010, now it’s mid-February 2011 and nothing is done. A few times they told us that it’s finished, and that they are sending a letter. Never did (probably, not literate enough to write it). Also (probably didn’t like our names) Wells Fargo asked us to produce VISAS!
Wells Fargo closed our business & personal accounts on the 14th of the January, a Friday. They told us we would receive our funds within 10 days, by the 24th. On the 31st, we still hadn’t received our funds (over $2000.00). On the 5th of February, a Saturday, we still have not received our funds. We lost postal service only one day during the recent snow storm that hit our state and surrounding states. We also received a notification from Wells Fargo on a closed business savings account, mailed from South Dakota on the 2nd of February. Supposedly, our funds check was cut on the 28th, mailed on the 31st, and mailed from North Carolina.
We were told subsequent to the “check will be there by the 24th” story that they had to wait 10 business days before cutting the check (which was technically the 28th). Apparently they have another policy for when they mail the check, and it is also apparent they don’t send their refund checks out first class mail from North Carolina, which is usually only 2 days in the mail. Now we’re being given the “snow storm” excuse–I think we’re being given a SNOW JOB. It has been 15 business days since the closing of our accounts, plus 3 weekends.
They are also telling us that if we want them to issue a new check, we will have to wait another 10 days from the date of the check (the 28th to the 11th of Feb) before they would cut another check. In short, they’re refusing to 1) track the check; 2) research to see if a check was actually cut and mailed; 3) cut us a new check or better yet, wire us our funds that they’ve now used for the better part of a month; 4) make NO attempt WHATSOEVER during the entire period to contact us with ANY details regarding OUR money.
This greedy behavior is right in line with their overdraft lawsuit that they lost in California, their greedy behavior in the mortgage crisis, and their overall lack of professional courtesy in their dealings with customers, past or present, and certainly a harbinger for the future for any customers, which we still are one because we have a mortgage with Wells Fargo also. These people do not deserve to be in the banking industry. They are money mongers.
Since we do not want to lose our house, we contacted Wells Fargo Home Mortgage in spring of 2010 for a loan modification, after being counseled that there were many different options available to us. I got the ‘Agreement’ letter today with our upcoming payment schedule for the next four months. The first three months were, of course, the reduced payment amount. But the fourth payment was the full payment for April PLUS the balance of payments that would have normally been made. Unbelievable! I am contacting any state and federal agency that will listen to me to complain about this. I can’t believe we were strung along for EIGHT MONTHS, then lied to that this would be a ‘relief’ for us!
My story is so similar to everyone who assumed Wells Fargo new anything about fair practice act. Got fired, got behind asked for modification, they asked for insurance claims. They sold my home after saying we are going to do everything to keep you in your home blah blah blah. Wells Fargo foreclosed in 5 months after not missing a payment for over ten years. We had been paying extra on the loan almost each month, we had been paying when we did not even live in the home for over a year due to a fire. Now what I need to know is what is the note, and how do i find out who really owns the note. My original loan was with wamu.
The Wells Fargo people were put together, we were assured over and over, and over that, we would get in front of Wells Fargo before they left and that we would leave with an answer. I waited and waited and was just about to get in front of Wells Fargo and they announced that they were too tired and were going home and we would not be seen. The frustrating part is I was within minutes of being in front of Wells Fargo and they went home when it was my turn. As a result, I am getting all of this non-communication and told different stories every time I talk to someone. This has been a very painful process and has been way more work than it should ever have been – especially since I was told in Phoenix that I would leave with an answer from Wells Fargo.
I am incredibly annoyed by Wells Fargo right now and their constant solicitors phone calls. I understand I am behind on bills, but there is no reason to call this much. I don’t make money on an hourly and daily basis and I wish Wells Fargo understood that. I working on getting money together, but please be more patient. After all I have paid you consistently on my home loan mortgage for the last 10 years! I get calls from phone sales people all the time, and most of them are just looking to make some easy cash so they usually are persistent, however you’d think with more long term goals Wells Fargo would not want to get on my nerves like this!
Wells Fargo are liars and thieves. When I first started having problems they informed me to call their home loan program and also contact the Home Affordable Modification Program. After months of getting nowhere and multiple trials payments I am told that the “Investor” that now owns my loan does not do modifications through the Home Affordable Modification Program. So instead of making arrangements for me to pay off the loan with a low interest rate Wells would rather sell the house to investors and get reimbursed the LOSS from the government which means the tax payers. Wells made money when they sold my loan to investors and now Wells will get paid again from the government that guaranteed the loan. They get money no matter what happens, so why would Wells Fargo ever care about the interests of their customers!!! They can’t lose no matter how bad they run their business!
I was a long time customer of Wells Fargo. The most important feature was my flawless online banking experience. As I learn now they were a rare find. You entered your bills to be paid by the date you needed them paid. If a paper check needed to be mailed, Wells Fargo used to give you an estimate as to when the payment would be received by the payee. Most important, the money did not leave your account until the check was presented to the bank for payment. Now they have all but forgotten about us, the customers! They could care less when or why things get posted, and it’s up to you to guess at when the money will clear for payments!!!
As a consumer in today’s unfortunate housing market, I can’t thank the government enough for making the Home Affordable Mortgage Act. In exchange for a promise from lenders to help consumers in hardship to catch their loans up and avoid for-closure the Federal Government has allotted special bailout funds to these business’s. Wells Fargo Home Mortgage is deliberately doctoring their numbers, misleading consumers that call upon them for help, turning away people with unfair and fraudulent acts, as well as withholding information and documents needed for consumers to stop the for-closure proceedings in a way I believe is to purposely to gain homes in areas that will not only let them recoup their losses, but the equity in that home as well.
I tried to refinance my house with Wells Fargo and I have a good credit score, I owe less balance on bills then when I bought the house as well as I put a large down payment down so I don’t owe a lot. I thought this would help me out in this process with Well Fargo Mortgage, but oh was I sorely mistaken. The person I was working with was concerned about a balance of $38.10 which was going to be paid off that week, but I figured nobody would take such a small amount seriously. Even thought they have gotten Stimulus money they are not interested in refinancing my house, though I have explained the situation. I pay my mortgage early every month since I bought the house, and this is extremely frustrating given my situation. They are not interested in any business, especially mine!
I purchased a vehicle in 2006 with a co-signer at 12.5% (sub prime). It’s supposed to be almost paid off however, they just repossessed my vehicle after almost 4 years of timely payments, the loan being 13 calendar days late, my car is gone. Also, as many other people have posted in their complaints, I have had collateral protection insurance attached on and off over the course of the last 4 years regardless of the fact that I have had full coverage insurance. I really want people mostly to know that there are class action law suits open and moving full steam ahead for most of these violations.
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