Michelle Smith
99% standard APR. I have been trying to resolve this matter for over a year and a half and have gotten myself in a loop between TD Bank (finance company) and Raymour and Flanigan Store and corporate office. All I am asking for is to pay the price I agreed to on this furniture.
I have received the absolute worst customer service i have ever experienced trying to get this matter resolved. I was told by the finance company the only way to reach a settlement is to stop paying and then someone from collections will contact me to reach a settlement.
Well that backfired as I was charged 5 LATE fees in excess of $190 as well as compromising my credit score ( it was 875 when I purchased, now it is in the low 700s) which is adding to my frustration. I have filed 2 dispute claims, I have spoke with…