Rob
I applied for an American Express CC mostly to get first in line privileges for concerts. They initially gave me a credit limit of $3500. My credit rating slowly improved to 772 and they upped my limit to $7000. Then I made some purchases and added another credit card and car loan which dropped my credit rating to 752 due to a couple of inquires on my report .
Still damn good but out of the blue Amex drops my credit limit to $3000. I'm so insulted because I have never missed a payment on any of my cards. So I pay off my account and ask for my rewards to be paid out.
They say I must keep my account open until September to receive my rewards. So with a zero balance I wait. Then in the last week of July they inform me my card has been cancelled for lack of use.
I ask them not to cancel…