My daughter inadvertently over drafted from First Convenience Bank inside Walmart. Within 2 days, the OD charges had run up to $300+. We went down and took care of the charges, as well as closing the account. They tried to get her to leave the account open with a dollar in it. 5 days later, a $9.00 charge came in, which sent the already closed account into overdraft again? At this point, they sent to collections and are calling her 5+ times a day. I put some of the blame for how this bank is preying on people who are having difficulties, on Walmart, as Walmart must know of their business practices, and lets them prey on their customers. Start taking your complaints to the grocery stores who are hosting these banks.